Pamela George Financial Literacy is now Sand Dollar Financial Literacy Counselling

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Ready to get empowered and let go of the worry?

We’d love to hear from you. Reach out with any questions.

Ready to book your free 15-minute counselling session? Click here

135 Laurier Avenue West
Ottawa, ON K1P 5J2

Email: hello@sanddollar.co
We usually respond within 24 hours

Call or Text: 613-407-1478
Monday to Thursday – 8:00 a.m. to 3:00 p.m. EST

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𝗠𝗼𝗻𝗲𝘆 𝗔𝘃𝗼𝗶𝗱𝗮𝗻𝗰𝗲 𝗺𝗮𝘆 𝘀𝗵𝗼𝘄 𝘂𝗽 𝗮𝘀:🚩not paying your bills on time
🚩not opening your bills
🚩not going over your bank statements
🚩not filing your taxes on time
🚩procrastinating when it comes to money decisions
🚩not taking calls from the bank or the collection agency
🚩not seeking help
🚩avoiding money conversations
🚩depending on someone else to manage your moneyAnd the list goes on...So what is Money Avoidance?𝗠𝗼𝗻𝗲𝘆 𝗔𝘃𝗼𝗶𝗱𝗮𝗻𝗰𝗲 and 𝗠𝗼𝗻𝗲𝘆 𝗔𝘃𝗼𝗶𝗱𝗲𝗿𝘀 have a belief that money is bad. Money Avoiders may also believe that they do not deserve money and/or they feel guilty about the money that they do have. They also struggle with receiving things like monetary gifts such as an inheritance. They tend to have the opinion that wealthy people are greedy or corrupt, and that there is virtue in living with less money.Because of their negative associations with money and wealth, money avoiders may sabotage their financial success and/or give money away in an unconscious effort to stay at a lower socioeconomic level.Studies have found that Money Avoidance can be associated with trying to 𝗻𝗼𝘁 𝘁𝗵𝗶𝗻𝗸 𝗮𝗯𝗼𝘂𝘁 𝗺𝗼𝗻𝗲𝘆, 𝗶𝗴𝗻𝗼𝗿𝗶𝗻𝗴 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝘁𝗮𝘁𝗲𝗺𝗲𝗻𝘁𝘀, 𝗼𝘃𝗲𝗿𝘀𝗽𝗲𝗻𝗱𝗶𝗻𝗴, 𝗲𝗻𝗮𝗯𝗹𝗶𝗻𝗴 𝗼𝘁𝗵𝗲𝗿𝘀 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹𝗹𝘆, 𝗮𝗻𝗱 𝗵𝗮𝘃𝗶𝗻𝗴 𝗱𝗶𝗳𝗳𝗶𝗰𝘂𝗹𝘁𝘆 𝗺𝗮𝗻𝗮𝗴𝗶𝗻𝗴 𝗮 𝗯𝘂𝗱𝗴𝗲𝘁.It's no surprise that a large percentage of my clientele are Money Avoiders.Are you a Money Avoider? Are you ready for change? 𝗕𝗼𝗼𝗸 𝗮 𝗰𝗮𝗹𝗹 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗶𝗻 𝗺𝘆 𝗯𝗶𝗼.

𝗪𝗶𝗹𝗹 𝗬𝗼𝘂 𝗛𝗲𝗹𝗽 𝗠𝗲 𝗥𝗲𝗮𝗰𝗵 𝟭𝟬,𝟬𝟬𝟬 𝗪𝗼𝗺𝗲𝗻 𝘄𝗶𝘁𝗵 𝗮 𝗠𝗲𝘀𝘀𝗮𝗴𝗲 𝗼𝗳 #EmpoweredAndProsperous?I believe every woman deserves to be aware of her relationship with money, confident in her abilities to manage her finances, and be self-sufficient in her approach. It’s why I created Sand Dollar Financial Literacy Counselling. And why I’ve set 𝗮 𝗴𝗼𝗮𝗹 𝘁𝗼 𝗿𝗲𝗮𝗰𝗵 𝟭𝟬,𝟬𝟬𝟬 𝘄𝗼𝗺𝗲𝗻 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿 𝘄𝗶𝘁𝗵 𝗳𝗿𝗲𝗲 𝗿𝗲𝘀𝗼𝘂𝗿𝗰𝗲𝘀 𝗮𝗻𝗱 𝗶𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝘁𝗼 𝗵𝗲𝗹𝗽 𝘁𝗵𝗲𝗺 step into financial wellness and become #EmpoweredAndProsperous!But this isn’t a “one-woman mission”. It’s going to take a village to power this mission! So I’m reaching out to ask for your help. Will you share the free resources I’ve created and be part of creating 10,000 more #EmpoweredAndProsperous women? Our team has created all the resources to make it easy to share. Together we can create a domino effect reaching women with financial education creating change for generations to come!Let's start this #EmpoweredAndProsperous mission with our Financial Vision Journal. See link in bio to download.

𝗦𝗰𝗲𝗻𝗮𝗿𝗶𝗼 (𝗥𝗲𝗮𝗹

𝗦𝗰𝗲𝗻𝗮𝗿𝗶𝗼 (𝗥𝗲𝗮𝗹 𝗲𝘅𝗮𝗺𝗽𝗹𝗲)You have a credit card with a $10,000 limit which is maxed. Every month you are charge about $235 in interest which is about 21.9%. This is stressing you out so much that you're losing sleep.Your friend suggests that you do a balance transfer to get a break.So you come across an offer for a 0% balance transfer for 6 months, so you grab the "opportunity" because you just need a break. And you get the break for 6 months.𝗕𝗨𝗧, 𝘄𝗵𝗮𝘁'𝘀 𝘆𝗼𝘂𝗿 𝗽𝗹𝗮𝗻 𝗳𝗼𝗿 𝗺𝗼𝗻𝘁𝗵 𝟳?When you read the information that the bank sent you, it says that if the balance is not repaid in full, you will be charge 24.99% interest starting on month 7. Now you're more stressed!I call that recycling credit and it doesn't work unless you have a solid plan to tackle what you owe. Want to talk some more about this, book call. See bio for link.

𝗔𝗿𝗲 𝘆𝗼𝘂 𝗮 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗼𝘄𝗻𝗲𝗿 𝘄𝗶𝘁𝗵 𝘀𝗶𝗺𝗶𝗹𝗮𝗿 𝘀𝘁𝗿𝘂𝗴𝗴𝗹𝗲𝘀?If so, I invite you to join my next Prosperity Circle which starts in a couple of weeks - but before you pull out your credit card, we'll need to have a chat to see if we're a good fit to work together and if my Circle will work for you.This is a 𝗴𝗲𝗻𝘁𝗹𝗲 and 𝗵𝗲𝗮𝗿𝘁-𝗰𝗲𝗻𝘁𝗲𝗿𝗲𝗱 group program but it's also a 𝗻𝗼-𝗻𝗼𝗻𝘀𝗲𝗻𝘀𝗲 program.What does that mean?It means that we both need to be committed to 𝘆𝗼𝘂𝗿 𝘀𝘂𝗰𝗰𝗲𝘀𝘀 - I promise that I will show up for you and do what is needed and I will even hold your hand if you need me to, but you also need to show up for yourself and do the work.If you're ready to do the work that is needed to get your finances in order, then I invite you to book a call - link in bio.Note: 𝘐 𝘰𝘯𝘭𝘺 𝘩𝘢𝘷𝘦 𝘢 𝘧𝘦𝘸 𝘮𝘰𝘳𝘦 𝘴𝘱𝘰𝘵𝘴 𝘢𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦 𝘧𝘰𝘳 𝘵𝘩𝘦 𝟣𝟤-𝘮𝘰𝘯𝘵𝘩 𝘱𝘢𝘺𝘮𝘦𝘯𝘵 𝘱𝘭𝘢𝘯 @𝟣𝟧𝟢/𝘮𝘵𝘩.

Do you have a “f**k off" fund?The truth is, if

Do you have a “f**k off" fund?The truth is, if you want to be empowered financially, you need one!It gives you the FREEDOM to say “f*ck off”
- to a job you don’t love
- a boss you can’t deal with
- or the nay-sayers who tell you to button up your spending and skip that vacation you’ve dreamt of or the investment you’ve been planning for.Because YOU are the only one who should be in charge of your money.

Celebrating my client's success this morning as sh

Celebrating my client's success this morning as she has done an amazing job.I tweaked her budget and sent it back to her with a note "Based on these numbers, you still have a surplus of $775 - We need to figure out what to do with it :-)"