Financial Harmony: Nurturing Financial Compatibility in Intimate Relationships

Money, often considered a taboo topic, can either be a source of unity or division in intimate relationships. As couples embark on the journey of love and companionship, financial compatibility can play a crucial role in the long-term success and happiness of the partnership. What is Financial Compatibility? Financial compatibility is about understanding and respecting […]

Why I stopped making new year resolutions

I look at the arrival of a new year, not just as a change in the calendar but as an opportunity for a fresh start, a chance to embrace the infinite possibilities that lie ahead. For me, the turning of the year is a moment to reflect on the incredible journey behind, celebrate the victories, […]

Missed or late payments

Do you pay your bills on time? If not, why not? Missing payments or paying your bills later can have a significant impact on your financial health. One of the immediate consequences is that you might be charged late fees, which can add up quickly and increase the amount you owe. Additionally, your interest rates […]

Taming Holiday Impulse Spending: A Guide to Keeping Your Budget on Track

As the holiday season approaches, the excitement is in the air. It’s a time for festivities, family, and giving, but it’s also a season that often sees our wallets under attack from impulse spending. The allure of festive decorations, gift-giving, and sales can lead to financial stress if we’re not careful. In this blog, we’ll […]

12 Tips to protect yourself against fraud

Financial fraud encompasses a wide range of deceptive practices aimed at stealing your money or personal information. It can manifest in various forms, such as: Phishing Scams: Be cautious of unsolicited emails, calls, or text messages that request your financial information. Legitimate institutions will never ask for sensitive details via these channels. Identity Theft: Criminals […]

Money Mindset: A Key to Empowering Women

Ladies, did you know that tackling your money mindset and overcoming negative beliefs about finances can be a game changer in empowering us? Let me share why it’s important for women to develop a strong money mindset and how it can shape us into becoming financially empowered women. Financial Independence: A positive money mindset helps […]

The Joy of a New Year Plan – 2023

I love the energy of new beginnings which is why I love a solid new year plan! I love early mornings, I love Sundays, I love the first of the month and I love the new moon. So of course, you know I love all this new year energy that we’re currently in – it […]

How Money Stress Affects Your Mental Health

Woman with hands on face, stressed about money

Do you avoid looking at credit card statements, bills, and account balances? Is money stress causing you to overeat, oversleep, or overthink? Sounds like it’s time to have a conversation about money + mental health. People with financial stress are 2x as likely to report poor overall health. They can’t sleep, are distracted, and often […]

4 ways that I’m getting ready for the recession

Sunset on a beach

How are you feeling about the current economic situation? According to the economist who predicted the 2008 crash (He is now called Dr. Doom): we should expect a “long and ugly” recession in the US and globally occurring at the end of 2022 that could last all of 2023. As a Financial Literacy Counsellor, here are the 4 […]

6 Practical Tips to help you manage your personal finances

Large trees in a park

How are your personal finances coping with this current economic downturn? Budgeting our monthly expenses to ensure our money lasts until the end of the month seems to be top of mind for a lot of Canadians. Could we be headed for a recession? There are some tell-tale signs that a recession could be on […]