How do “Buy Now, Pay Later” Plans work?

Women purchasing online

Lately I have gotten several questions about what I call “buy now, pay later plans”. You see them at the checkout when you buy something online. Depending on the store, you might see Pay Bright, After Pay or Sezzle. To be honest, I’ve been skeptical of these options since they appeared to be yet another […]

How to Navigate Disability Income and Benefits

Over the past year, I received a lot of questions about disability income and how to best make use of the programs that currently exists. So, I reached out to my friend Tim Comerford, who is a Registered Rehabilitation Professional and has a passion for helping people with disabilities navigate the financial waters. Below is […]

Having separate bank accounts is not a bad thing

Do you have negative connotations associated with the idea of keeping separate accounts to manage your money in a relationship? Society promotes a lot of misconceptions regarding how you should manage your finances when in a relationship. Unfortunately, that means many people feel pressured to conform to certain “rules” that promise to lead to a […]

22 money things to talk about with your partner

If you’re in a serious relationship and avoiding money conversations because you’re afraid of starting an argument, please know that you’re not alone. In fact, this is quite common – but that doesn’t make it okay! Money and your money compatibility (or lack thereof) can play a huge role in your relationship. If you’re not […]

How to set a budget that aligns with your values

Often, when people hear the word budget, they associate it with restriction. I know because I hear this from my clients all the time! The word “budget” has a bad reputation so, I understand the inclination to shy away from it. But the reality is that budgeting doesn’t need to feel restrictive at all! In […]

Money Madness: Financial Mistakes You Might Be Making And What To Do Instead

What has been your biggest money mistake? If you’re anything like me, you have a few you can pull from, and that’s nothing to be ashamed of! However, I also hope that for each mistake you’ve made, you’ve been able to use it as an opportunity to learn, and make new, smarter decisions. My intention […]

5 things you can do to start building your emergency fund

We should all have an emergency fund. The amount for this fund varies, depending on who you ask. I believe, if you are self-employed, you should aim for six month’s worth of expenses. If you are permanently employed, I suggest the equivalent of three month’s income. Below are five tips you can use to start […]

I have a headache

“I have a headache” “I’m too tired” “I’m too busy” “I don’t want to right now”     No, I’m not talking about sex, at least not directly. Do you say those words to your partner when they ask to talk to you about money or when they ask you to sit with them while […]

13 Ways to protect yourself from online identity fraud

We are a few months into this Covid-19 lockdown and for a lot of us, whether we are choosing to buy local or not, we have no choice but to buy or place our orders online – from food to medication, to clothing, we can do it all online. With this rise in online shopping, […]