4 ways that I’m getting ready for the recession

How are you feeling about the current economic situation? According to the economist who predicted the 2008 crash (He is now called Dr. Doom): we should expect a “long and ugly” recession in the US and globally occurring at the end of 2022 that could last all of 2023. As a Financial Literacy Counsellor, here are the 4 […]

6 Practical Tips to help you manage your personal finances

How are your personal finances coping with this current economic downturn? Budgeting our monthly expenses to ensure our money lasts until the end of the month seems to be top of mind for a lot of Canadians. Could we be headed for a recession? There are some tell-tale signs that a recession could be on […]

Spousal Financial Abuse, a story

Why do I work mostly with women? Part 2 I am continuing my series of why I work mostly with women. Click here to read part one of this series. This month, I want to talk about spousal financial abuse, and I will start with a disclaimer that yes, I know financial abuse is not […]

Bad with money? Let’s talk about your mother

Why do I only work with women? With the exception of a few men who work with me as part of a heterosexual couple, yes, it’s true, I only work with women, (and anyone identifying as female or non-binary.) I work with only women because money is different for us. We experience money differently based […]

Monkey See. Monkey Do. Are you passing money trauma on to your kids?

Kids watch their parents closely. What they see, hear (and unintentionally overhear) about money during their childhood can influence them for the rest of their lives.  You create the initial structure on which your children’s money mindset is built. Your beliefs about money will have a powerful impact on their relationship with money, whether you […]

How do “Buy Now, Pay Later” Plans work?

Lately I have gotten several questions about what I call “buy now, pay later plans”. You see them at the checkout when you buy something online. Depending on the store, you might see Pay Bright, After Pay or Sezzle. To be honest, I’ve been skeptical of these options since they appeared to be yet another […]

How to Navigate Disability Income and Benefits

Over the past year, I received a lot of questions about disability income and how to best make use of the programs that currently exists. So, I reached out to my friend Tim Comerford, who is a Registered Rehabilitation Professional and has a passion for helping people with disabilities navigate the financial waters. Below is […]

Having separate bank accounts is not a bad thing

Do you have negative connotations associated with the idea of keeping separate accounts to manage your money in a relationship? Society promotes a lot of misconceptions regarding how you should manage your finances when in a relationship. Unfortunately, that means many people feel pressured to conform to certain “rules” that promise to lead to a […]

22 money things to talk about with your partner

I spoke about this on CBC Radio – Ontario Today with Rita Celli listen here.   Did you know that it costs approximately $243,660 (CAD) to raise a child to age 18 (excluding inflation costs)? Now this is the kind of thing couples need to chat about. If you’re in a serious relationship or engaged […]

How to set a budget that aligns with your values

Often, when people hear the word budget, they associate it with restriction. I know because I hear this from my clients all the time! The word “budget” has a bad reputation so, I understand the inclination to shy away from it. But the reality is that budgeting doesn’t need to feel restrictive at all! In […]