Make Time For Money!
Let's Get $hit Done -Together.

We meet as a small group to get our money $hit done:

Get the support, safe space, and time you need to focus on your money and tackle one thing at a time.
Learn from mini-training on a wide variety of financial literacy and money-related topics.
Connect with other women who are also ready to improve their relationship with money.

The Next Money Date

Wednesday, August 23
1 pm - 2 pm EDT

Mini Training Topic: Business

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In today's digital age, fraud is escalating at an

In today's digital age, fraud is escalating at an alarming rate. So, how can we safeguard ourselves from falling into these cunning traps? See my top 10 tips:Did I miss any? Please share your tips in the comments.1️⃣ Be cautious of unexpected emails or messages asking for personal details. Never click on suspicious links.2️⃣ Regularly monitor your bank and credit card statements for any unauthorized transactions.3️⃣ Protect your computer with updated software.4️⃣ Never share sensitive information such as your social insurance number, bank account details, or your PIN over phone calls or texts.5️⃣ Use secured networks for online transactions. Avoid using public Wi-Fi for banking or shopping online.6️⃣ Be careful with what information you share on social media. Cybercriminals often gather personal information from social media profiles.7️⃣ If you're unsure about a website, check its security. Look for ‘https://’ or a padlock icon in the address bar.8️⃣ Implement 2-factor authentication for logging in.9️⃣ Use a password manager such as Last Pass or Bit Warden.🔟 Have secure passwords for your computer and cell phones.Remember, prevention is always better than cure. Stay safe, stay vigilant! 💪💻🔒 #CyberSecurity #OnlineSafety #FraudPrevention

View from Signal Hill, Newfoundland.

View from Signal Hill, Newfoundland.

🚨 Did you know stress could be wreaking havoc o

🚨 Did you know stress could be wreaking havoc on your finances? 💸 It's true! In today's fast-paced world, stress has become a major part of our lives, and it often comes with a hefty price tag. Let's dive into how stress affects our finances and what we can do to manage it. 💪1️⃣ Impulsive Spending: Stress often leads to emotional spending, where we impulsively buy things to make ourselves feel better. This temporary fix can quickly snowball into debt and financial insecurity.2️⃣ Poor Decision Making: When we're stressed, our cognitive abilities are impaired, making it difficult to make rational decisions. This can lead to poor financial choices, like taking on high-interest loans or making risky investments.3️⃣ Neglecting Finances: Stress can cause us to avoid dealing with our financial situation altogether. This can lead to unpaid bills, mounting debt, and a lack of savings.4️⃣ Health Costs: Chronic stress can take a toll on our physical and mental health, leading to increased medical expenses and even loss of income due to illness.So, what can we do to manage stress and protect our finances? 🧘‍♀️✅ Create a Budget: Having a clear understanding of your income, expenses, and financial goals can reduce stress and help you make better financial decisions.✅ Build an Emergency Fund: Saving for unexpected expenses can provide a sense of security and help prevent additional stress in times of crisis.✅Practice Self-Care: Prioritize your well-being by getting regular exercise, eating well, and practicing mindfulness. A healthy mind and body can better handle stress and make more sound financial decisions.✅ Invest in Yourself by Seeking Professional Help: If you're struggling to manage your stress or finances, consider talking to a mental health professional or a Financial Counsellor like myself. I offer a FREE no-obligation call which you may book through my website: www.sanddollar.coRemember, it's important to recognize the impact stress can have on our finances and take steps to manage it for a happier and more financially secure future. 💰🧠 #stressandfinances #financialwellness #moneymanagement

One of my most recent graduates:"I have so love

One of my most recent graduates:"I have so loved and benefited from your program. I appreciated the organization and the pace. I felt you struck a great balance between challenging us to do hard things while also not moving too quickly or doing too much knowing that in the realm of finances, even seemingly simple tasks can bring up a lot of blocks and opportunity for inner work" ~J

"When I first heard about Pamela, I was in the pro

"When I first heard about Pamela, I was in the process of exploring a consumer proposal or even bankruptcy for my debt. Someone said ‘Wait! Talk to Pam first!’ and so I set up an intro call.
Within minutes, she reassured me with her knowledge and experience that I absolutely did not need to go that route, so I joined her Prosperity Circle.
What I’ve learned in the last 6 months has been nothing short of miraculous.I’ve been a lifelong budgeter and saver, so I found it confusing how I got to where I was, but Pamela helped me see the subtle things I was missing and gave me the tools I needed so that my budgeting worked and helped me
accomplish my goals.
I’ve gone from feeling overwhelmed, hopeless and restricted by my debt to paying it off faster than I could have imagined while feeling joyful and abundant about my money.
I now feel excited and inspired by the future and the financial possibilities with the mindset of abundance and practical tools I gained through the Prosperity Circle" ~JT

𝗪𝗵𝗮𝘁 𝗺𝘆 𝗣𝗿𝗼𝘀𝗽𝗲

𝗪𝗵𝗮𝘁 𝗺𝘆 𝗣𝗿𝗼𝘀𝗽𝗲𝗿𝗶𝘁𝘆 𝗖𝗶𝗿𝗰𝗹𝗲 𝗶𝘀 𝗡𝗢𝗧:It’s not a get-rich quick planIt’s not money manifestationIt’s not biased financial advice to lead to you to buy financial productsIt’s not fluff-filled coachingIt’s not a static, one-size fits all course𝗪𝗵𝗮𝘁 𝗺𝘆 𝗣𝗿𝗼𝘀𝗽𝗲𝗿𝗶𝘁𝘆 𝗖𝗶𝗿𝗰𝗹𝗲 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗶𝘀:It’s Financial CounsellingIt’s women taking controlIt’s understanding and healing your relationship with moneyIt’s financial empowermentIt’s living the life you want to live